Ziggy

If you're a college student, you're probably just starting out and don't have much of a credit rating. That means you're not likely to get approved for the very best credit cards. Credit companies bank on that because they know that the majority of people don't go to the trouble of switching cards. In other words, if they can get you to sign up for their less than ideal card now, you're probably going to stick with it -- even though you could get a much better deal once your credit improves. A two-year college student credit card circumvents that problem by forcing you to reassess your situation after your two years comes up. Here's what you need to know: The Benefits of a Two-Year College Student Credit Card